Although money can not solve all the problems, there are certain solutions where one needs to have quick access to capital. Although financial experts recommend having a contingency fund, the majority of Canadians do not have money set aside for emergencies.

So what if one day your car does not start? Or if your heating does not heat the house anymore? Or if you need to buy a last-minute plane ticket to go home? Although it may seem extreme to always think of negative things, life can sometimes surprise us, so it is better to be prepared.

How to manage emergency financial situations


In an emergency, having access to capital quickly is invaluable. Of course, having money aside is the best way to deal with the unexpected, but at Loanslending we understand very well that many people do not have emergency funds. Here are some tips for accessing capital as quickly as possible.

The weather

Time is a critical factor when dealing with an emergency. For this reason, we suggest you work with a creditor who is available to you and who can lend you money as soon as possible. A loan the same day is what you need to look for. However, many creditors will try to rip you off, so be on the lookout and avoid payday loans or other types of loans that will put you in a worse position than the current position.


The sooner you find the creditor, the sooner you will be approved for the loan and the sooner you will be able to respond to the emergency. Your priority should be to complete the credit application as quickly as possible, while avoiding mistakes. If the loan allocation requires far too much going back and forth between you and the creditor, this will only slow down the process.


History loan

If you are worried about your credit history, then you need to find a creditor who does business with any type of debtor. Many of our products at Prêt Quebec do not require verification of your credit history. So, if you are afraid of not getting the loan you need, do not hesitate to call us today.

What are your best options?

There are many loans available to you. Because everyone’s situation and needs are different, it’s up to you to choose what’s best for you. To help you, here are some options available to you:

Personal loans

Personal loans

If you need a small amount of money, the short-term personal loan is the ideal solution. These types of loans are approved almost instantaneously; the application is easy, just as is the payment. Opt for this loan if:

  • You need less than $ 1000
  • You need to be approved quickly
  • Your credit rating is not perfect

Emergency loans

Emergency loans

Emergency loans will allow you to obtain capital as soon as possible. Often, you will get the loan the same day and everything will be adapted to your situation so that you can handle the emergency in the best way it has. Opt for this loan if:

  • You have an emergency and you need money
  • You need money very quickly

Loans on automobile securities

Loans on automobile

This type of loan is also a great way to get financing. With the auto title loan, you borrow money and your automobile serves as collateral, which means you could get a bigger amount. Opt for this loan if:

  • You need more than $ 1000
  • You are the owner of the vehicle

Manage your emergency today

Manage your emergency today

No matter what type of emergency and no matter what financing you need, the sooner you tackle the problem, the sooner you will be able to return to a normal quality of life.